01 / 05Tax pressure
Are we paying more tax than we need to?
You earn good money, but sometimes it feels like a large amount disappears before you get the opportunity to put it to work.
Financial advice for established migrant families who want greater clarity around tax, investing, super and retirement.
You've worked hard to build your life in Australia. Now make sure your finances are working just as hard.
The gap we help close
Earning well and working hard—but still unsure whether you're making the right financial moves?
You've built a career, a family and financial momentum in Australia. On paper, things may look pretty good. But as your finances have grown, so have the decisions.
Why I Started Nova Wealth
I understand what it's like to build a financial life in a country you didn't grow up in.
I came to Australia young and had to learn how the financial system worked for myself. Like many migrant families, I understood the importance of working hard and creating opportunities.
What I learned along the way is that working hard and making the right financial decisions aren't always the same thing. As your income grows and life becomes more established, the questions change.
“I started Nova Wealth to help families make sense of those decisions and feel more confident about the future they're creating.”
Karthik GanapathyFounder & Financial Adviser
Meet KarthikLEARN WITH KARTHIK
Financial advice is easier to act on when you understand your options.
You don’t need to become a financial expert. But understanding the decisions in front of you can make it easier to ask the right questions and feel more confident about what happens next.
Karthik regularly shares practical financial education around the issues established families are thinking about — from tax and super to investing and preparing for retirement.
Five areas. One picture.
Your finances shouldn't feel like five separate puzzles.
We help you look at the bigger picture, understand what deserves your attention now and make informed decisions about what comes next.
Build & Invest
Build wealth with purpose and an investment strategy aligned with your goals.
Manage Tax Smarter
Consider opportunities to manage tax more effectively as part of your broader financial strategy.
Strengthen Your Super
Understand whether your super is positioned to support the future you want.
Protect Your Family
Help protect the people you love and the financial position you've worked hard to create.
Retire With Confidence
Understand what retirement could look like, what you may need and whether you're on track.
Adviser Ratings reviews
What clients say about working with Nova Wealth.
MichelleBairnsdale, VIC
"We could not have asked for better support setting up a comfortable future and supporting our daughter. Difficult information is delivered with kindness and clarity."
What happens next
Getting clearer about your finances doesn't need to be complicated.
01
Let's Talk
We start by understanding your family, your finances and what you want the next stage of life to look like.
02
Build Your Strategy
We work through the important decisions and build a clear strategy around what matters to you.
03
Move Forward With Confidence
You understand what needs to happen next and have support to put your strategy into action.
Not ready to start a conversation yet?
Are You Financially on Track for the Next 10 Years?
You've worked hard to get to where you are. But the financial decisions you make over the next decade could have a big impact on what comes after it.
Tax • Super • Investments • Debt • Family Protection • Retirement
Check If I'm On TrackQuick to complete. No complicated financial jargon.
Insights & Education
Financial insights for the decisions that matter.
The more clearly you understand your options, the easier it is to make good financial decisions for your family.
Your next step
You've spent years building your life in Australia.
Now let's make the most of what you've built.
Get greater clarity around the financial decisions ahead and confidence that you're moving towards the future you want.
Start a ConversationNo pressure. Just a conversation about where you are, where you'd like to go and whether Nova Wealth is the right fit to help.